Two college students, Frank and Matt, are riding on a New York City subway when a beggar approaches them asking for spare change. Frank adamantly rejects the man in disgust. Matt, on the other hand, whips out his wallet, pulls out a couples of singles and gladly hands them over to the beggar with a smile.The beggar thanks him kindly and then continues on to the other passengers. Frank is outraged by his friend’s act of generosity. “What on earth did you do that for?

” shouts Frank. “You know he’s only going to use it on drugs or booze.” Matt replies, “And we weren’t?

“